Step 2 of 2 · Schedule Your Review

You Just Took the First Real Step Toward Getting Out From Under This Debt

Based on what you shared, you’re exactly the type of person we help: serious unsecured debt in the $50,000+ range, stressed, and ready for a real plan – not another pitch.

You just completed the quick intake. The next step is to schedule your Debt Strategy & Options Review with our attorney-led team. Qualified individuals will have the opportunity to speak directly with attorney Darren DiMarco regarding their situation, legal options, and potential strategies moving forward.

Schedule My Free Review

Free30–45 minutesNo obligation

Why people choose us

How We’re Different From Debt Relief “Programs” (In Plain English)

Short version: we’re not here to push you into a program – we lay out your legal options, prioritize your riskiest accounts, and build a negotiation plan around your situation.

Most of the options you see online are designed to steer people toward one solution – a debt relief program, a consolidation loan, or a generic bankruptcy approach. Our law firm is built to do something different: help you choose the right path, and then execute it.

  1. 1

    Unbiased guidance

    We’re not here to sell you one path – we can actually recommend options.

    We regularly help clients with:

    • Attorney-led negotiation and settlement of unsecured debts
    • Bankruptcy options when appropriate and beneficial

    Because we can evaluate more than one option, our job is to help you understand which path makes the most sense for your situation.

  2. 2

    One-by-one negotiation (not bulk deals)

    We negotiate with your creditors directly – not in bulk via spreadsheets.

    Many companies with so-called “programs” batch accounts together and approach negotiations in bulk to make the process easier for the company – and in many cases, you may never even speak directly with the negotiator handling your file.

    We don’t do that:

    • We look at who your specific creditors are
    • We pay attention to which ones are more likely to sue
    • We build a prioritized strategy instead of chasing the easiest wins first
    • We connect you one-on-one with a negotiator and attorney

    Your situation isn’t a row on a spreadsheet, so your negotiation plan shouldn’t be either.

  3. 3

    Attorney-led, not a sales floor

    You’re talking to an attorney-led team – not a call center selling a preset program.

    When you speak with our firm, you’re not talking to someone whose only job is to enroll you into a preset program. You’re speaking with a team led by an attorney who:

    • Has spent 15+ years working on serious debt problems
    • Understands how creditors, collectors, and courts actually behave
    • Can explain the legal consequences of each option, not just the sales pitch
  4. 4

    Fees tied to real work and results

    Our main fees are tied to results and real work – not just the size of your debt.

    Most programs charge fees based primarily on how much debt you enroll, not how well they perform.

    Our fee model is structured differently:

    • For settlements, our primary fees are based on what we actually save you, plus a flat per-account amount
    • We don’t get paid the same whether your outcome is weak or strong
    • Our incentives are tied more closely to achieving meaningful settlement results – not simply enrolling accounts

    We’ll go over the details on your call so you understand the tradeoffs before deciding anything.

What to expect

What We’ll Cover on Your Debt Strategy & Options Review

This isn’t a high-pressure sales call. It’s a working session to help you understand where you stand and what your realistic options look like.

On the call, we will:

  • Review the big picture of your unsecured debts (balances, creditors, how long you’ve been behind)
  • Talk through what you’ve already tried or considered (programs, loans, bankruptcy, doing nothing)
  • Explain the main legal options available in your range of debt:
    • Attorney-led negotiation / settlement
    • Bankruptcy options when appropriate, so you fully understand all realistic legal options available to you
    • Other tools that may fit your facts
  • Discuss which accounts are most urgent or risky (for example, more likely to sue), and how that affects strategy
  • Answer your questions so you can decide what to explore next

At the end of the call, you’ll have:

  • A clearer understanding of your realistic paths forward
  • A sense of what not to do so you don’t make things worse
  • A chance to decide whether you want our firm’s help executing a plan

With serious unsecured debt, time works against you. The earlier you get a clear plan, the more options you have – and the fewer surprises you face from creditors and collectors.

Is this a fit?

Who This Call Is For

This review is a good fit if:

  • You have roughly $50,000–$150,000 in credit card, personal loan, or other unsecured debts
  • You have multiple individual accounts with balances exceeding $15,000
  • You’re behind on payments or close to it, and the stress is getting hard to manage
  • You’ve spoken with or considered a debt relief program, consolidation, or bankruptcy and want a second opinion
  • You’d rather talk to an attorney-led team than a sales rep reading from a script

This review is probably not a fit if:

  • Your total unsecured debt is under approximately $30,000, unless you have at least one account with a balance over $15,000
  • You are not open to hearing all of your legal options, including hard truths

About Darren

Who You’ll Be Talking To

Darren J. DiMarco, Esq. is co-founder of DiMarco Warshaw, A Professional Law Corporation, and leads the firm’s debt negotiation and settlement strategy efforts.

He has spent more than 15 years helping individuals and business owners navigate complex debt situations – from attorney-led settlement and workouts to bankruptcy and other legal strategies.

Darren’s goal on this call is simple: to help you understand your realistic options so you can decide what to do next with clear eyes, not just react to the loudest ad or most aggressive sales pitch.

Why People Like You Talk To Us

  • We focus on serious unsecured debts in your range ($50K–$150K+).
  • We’re a law firm, not a call center selling one program.
  • Many clients come to us after speaking with debt relief companies, consolidation lenders, or bankruptcy mills and wanting a clearer, attorney-led second opinion.

Step 2: Schedule Your Debt Strategy & Options Review

Use the calendar below to choose a time for your free, no-obligation phone consultation. We’ll confirm your appointment by email and text and send simple reminders so you don’t have to think about it.

Your initial call may begin with a member of our team so we can efficiently gather background information and understand your situation. Qualified individuals will then have the opportunity to speak directly with attorney Darren DiMarco regarding legal options, negotiation strategies, and whether our firm may be a good fit to assist.

Free · 30–45 minutes · No obligation

We’ll explain your options. You decide what to do next. There is no requirement to hire us or choose any particular path on this call.